The Christmas season is here and your home must proclaim the season’s message of peace, cheer and goodwill. Decorate to create an atmosphere that is warm, festive, cheery and inviting. The first Christmas in your first home is so  special. For one, you won’t have to lug your tree up the stairs to your rented apartment or squeeze into a lift with it while being careful to keep the pine needles out of the eyes and ears of the other residents.

The rent vs buy debate is going strong in the current housing market. With the drastic decline that the market has been in over the last few years, many have become wary of going after an essential part of the American dream which is to own a house with a white picket fence.  It is true that houses did lose value and that many lost their houses when they were repossessed at the height of the recession.

If ever there was a good time to bid your landlord goodbye and take a step towards home ownership, it is now.  A home is one of the best personal assets that one can invest in. After years of paying rent, you have nothing to show for it. With the first time home buyer home loans available out there, home ownership is a dream that has been brought so much closer within reach.

A big part of the American dream is to own a house, white picket fence and all.  There are some Americans however who do not want to see others achieve the dream and this is landlords. They obviously lose income  when renters become buyers. Renters have misconceptions about buying which some landlords are only too happy for them to keep believing.  There are four main rent vs buy facts that landlords would want to remain unknown or misunderstood by their tenants.

No one can top Jeff Foxworthy for the redneck jokes. "If you mow your yard and find an old car, you might be a redneck." While these are funny, they're also helpful. I know people who go to family reunions to speed date. Now I know they're bona fide rednecks. So we thought it would be helpful to create a list to help people know if they're lifelong renters or if they're ready for a mortgage.

It's a bit surprising that even in today's housing market of high inventory (lots of houses for sale), low prices and low interest rates that the rent vs buy debate is even a talking point. But buying a home isn't the answer for everyone, so it does make sense that some people still ask, "Is it better for me to rent or buy a house?" Of course, the answer isn't a simple one for many folks.

Overview: If you are living in any particular house either through renting or buying you the right to use and protect the facilities in it, without coercion from landlords for those who are renting. However, the right to ownership differs for these two categories of people. Therefore, the debate about rent vs buy is very essential for first time home buyers.

Potential first time home buyers continually ponder the question of rent vs buy. The answer is always the same: buying beats renting every time. There are so many advantages to buying over renting, that no matter what the current market situation might be, it still always makes sense to own property rather than renting.

For many people, the decision to buy a home is often overwhelming. This is especially true for first time home buyers who may not know how to adequately compare the option to rent vs buy. If you are considering buying a home, it is important to realize that this is a sound investment that will increase in value over time. This means the sooner you are able to buy a home, the more financially stable you are likely to be.

Taking a side in the rent vs buy discussion can be a challenge for anyone of any age. It’s particularly problematic for young professionals though who likely want to remain agile and mobile and could get a lot from being close neighbors with their metropolitan jobs even if they can’t afford to “buy” one of the luxury high rises in Manhattan or any of the hyper-inflated West Hollywood bungalows near the studios. Still there are advantages to taking the latter side of the rent vs buy discussion; even in bigger metropolitan areas.