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What's behind door #3? Maybe door #7! So many choices...
When it comes to your first mortgage loan, you have quite a few options. Some are not so great, some are great in certain situations. So how do you know where to start? When it comes down to it, talking to a mortgage consultant is the best way, so they can look at your situation and help narrow it down. However, getting started on your own is smart. So here's a list of some options we gathered.
One key to getting that first home mortgage is understanding credit. Many mortgage programs come with minimum credit score qualifications. Getting your credit score up involves simple steps like paying your bills on time, keeping judgments to a minimum (because you pay your bills) and keeping your balances below 30-percent of the maximum on your credit cards. You can download the free eBook "The Road to Mortgage-Ready Credit" for a more in-depth look at getting your credit on track for a mortgage loan.
(many doors photo: Flickr user Fuzzy Gerdes)
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