13 Reasons Your First Home Mortgage is the Most Memorable

Tweet

 

If you're already a homeowner, I bet you have very specific memories tied to that first home mortgage. Maybe you remember the exact color of those kitchen counters. You probably remember putting the keys into the lock that first time. Of course there's that first lawn mowing. There's a lot of memories tied to that first home. For good reason, too. A mortgage is a huge undertaking, both scary and exciting. Let's take a look at 13 reasons that first home mortgage is the most memorable for most (if not all) homeowners.

1. There's only one "first time." Every other house is just another house. You remember your first kiss don't you? 
2. Finally moving out of mom and dad's or out of an apartment means you've finally grown up. We always remember those milestones - like a first car.
3. An apartment is someone else's. Even if you decorate it and make it home, it's different when it's yours. You'll remember when you finally had "your own" house.
4. It's the first time you'll change the filter on a furnace. If you lived in an apartment, your maintenance crew or landlord probably did these kinds of jobs. Now you're in control.
5. The smell of a freshly cut lawn stays with you. Especially when it's your first yard.
6. When things go wrong, you're the one you call. And when things go wrong, we remember them! But don't worry. The all-knowing Google machine can answer many questions you may have. 
7. You can buy real furniture and that's exciting. No more bean bag chairs, futons and papasan chairs (unless that's your style). Now you graduate to an actual couch and recliner.
8. You'll remember the silence. No more loud neighbors ruining your Saturday afternoons with loud keggers. That silence you hear will stay with you, much like the ringing in your ears stuck around after loud parties.
9. First home = first pet. Many apartments don't allow for pets. With your first home mortgage, it's your house, your rules! Make memories with a cute puppy!
10. First homes lead to house warming parties. These can be quite memorable, depending on whom you invite and what kinds of gifts they bring. That first party in your first home holds a lot of memories.
11. Finally, a place to park your car! In general, apartments do not have garages and homes do. While it's not always the case, it seems to be the norm. And you'll remember the first time you gert to park your car inside!
12. The paperwork is memorable. Closing a mortgage loan takes some paperwork. You may not remember what all the papers were, but you'll never forget that you had to sign a bunch!
13. You'll tell the story over and over. Most first time home buyers are so excited about buying that they love to tell everyone all about their agent, their house hunting, how many houses they looked and why they settled on this one...it goes on and on how much we love to talk about that first home mortgage. Talking all about it will make it the most memorable.

Are you ready to start making memories? Get on the road to the most memorable house you'll ever own: the first home. Download "The Essential Guide to Buying Your First Home" at the button below. From credit score information to down payments, you'll find a ton of advice and tips on getting into your first home mortgage.

(our first home: Flickr user Abigail Batchelder)