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First time home buyers often have a full list of the types of things they want in their first house, such as a master suite and an updated kitchen. However, while knowing what you want is an important step in buying a home, getting a mortgage pre-approval letter when house hunting is just as important, if not more.
Here is why:
Once you obtain a mortgage pre-approval letter, remember that the number is not binding until you actually apply for the loan through the bank and this process can be time consuming.
Remember to keep your pre-approval budget in mind when you look for homes and know that every homebuyer has to make at least a few compromises. There are few “perfect” homes out there unless you have millions of dollars to spend, so remember to be flexible.
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