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First Home Resource

CNN has named Merrillville, Indiana as an affordable housing market  with a median home price in 2009 of $122,309 and a median family income of $71,739 per year. The town is pretty close to Chicago and Lake Michigan. All in all, a good market to buy a house.  Get a look at the Northwest Indiana housing market with mortgage consultant Van Ristovski of AmeriFirst Home Mortgage. ...Read More
The first summer in a new home can prove to be an adventure. In fact one of the struggles new homeowners have in a new house is figuring out the right items to buy for summer and paying for it.  Start with the obvious. If your new home has a yard, you're going to need a few things to take care of it. Unless you want to hire a yard service, you'll need a lawnmower. Depending on the...Read More
As a first time home owner, you're going to find out that you have a lot to worry about. Spills and stains are part of that list. Today's guest post offers tips to get stains out, before you call a professional cleaning service. Stains are eyesores on carpets, floors, and interiors. They can potentially spoil the beauty and quality of your home. Most stains occur due to accidental...Read More
A lot of media and news outlets are reporting interesting news about the current housing market. One article from the Associated Press says home buyers should really save up for a 20% down payment. The same article puts mortgage pre-approval down on the list of "first steps." The problem is that the article is a bit misleading. Sure, 20% down will work. However, home buyers have some great...Read More

Taking the Edge Off the Move

Let’s Get Ready to Move

Moving can be stressful. Take the edge off and use this handy-dandy list to get you ready for your move.

A month before the move:

__ Set up a "move" folder or file with all of your paperwork.

__ Set up a "move" calendar to mark off your important dates.

__ Make sure you have all your paperwork (financial, tax and employment) needed for your loan.

__ Transfer insurance policies (life, auto, homeowners).

__ Get in touch with your doctors and dentists for copies of medical records.

__ Hold a garage sale to liquidate your "stuff."

__ Whatever you don’t sell, donate.

 

3 weeks before the move:

__ Some moving expenses can be written off on your taxes. Take a look and see if you’re covered.

__ Get in touch with your utility companies (telephone, gas, electricity, water, garbage, cable/satellite) for a cut-off date.

__ Ask the post office for a change of address kit.

__ Find out where your next voting precinct is and get ready to register.

__ Take time to call friends and family to tell them you’re moving. Maybe they’ll offer to help!

 

2 weeks before the move:

__ Make a list of any clothes you’ll need and won’t be packing.

__ Put all financials in your new address. This includes any stocks, bonds, bank accounts and contents of safe deposit boxes.

__ Look through the list and check off anything that’s not done.

 

The week leading up to the BIG MOVE:

__ Set aside and label anything you’ll need to get to during the move. Put them somewhere you can get to easily.

__ Get your outdoor things ready. Drain hoses and propane grill tanks. Prepare lawnmower oil and gas.

__ Get rid of old paint, oil, aerosols and other hazardous materials. Look into your community hazardous waste disposal.

__ You’ll need power and phone at your new place. Get in touch with the utility companies at your new place.

__ Your refrigerator should air out at least 24 hours before your move.

 

The day of the MOVE OUT:

__ Keep in mind that anything you pack first will be unloaded LAST. This works in reverse, too.

__ Look around one more time. Have you checked the storage areas? Look in the attic, closets, cupboards, behind doors and under the stairs.

__ Take time to relax. The move is almost over.

 

Time to MOVE IN:

__ Head to the new home and get it ready before the moving truck arrives.

__ Take a moment to have a breath. This is your new home. Enjoy it!

 

Take the edge off the big move. Let us know if we can in any way.

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